ON TARGET ACHIEVEMENT | Business Advisory for Owners

You Don't Need More Advice. You Need a Clear Plan That Gets Carried Out.

See the whole business clearly. Focus on what matters most. Execute a practical plan with an experienced business owner in your corner.

Schedule an Owner-to-Owner Conversation

For business owners

You Don't Have to Carry It Alone

Practical, owner-to-owner advice for the decisions that keep you up at night.

If you own a business, you know the 2 a.m. thoughts. Will cash cover payroll? What if our biggest customer leaves? What happens if the one person who knows how everything works walks out?

Most owners carry these questions alone. Your team can't hear all of it. Your family is too close to it. And the people who would understand are often your competitors.

So decisions wait. The price increase you know you need. The hard conversation with a loyal employee. The numbers you keep meaning to look at. Not because you don't know what to do, but because it feels too big to get wrong.

I've started companies, made payroll, and sat in your chair. I know how heavy it gets. Together, we:

  • Break big decisions into small steps you can test
  • Separate the facts from the fears
  • Focus on the few things that matter most for the next 90 days, and follow through

You stay in charge. You just stop deciding alone.

You already have employees, customers, vendors, and advisors around you. But when a big decision touches sales, cash flow, people, and your own time all at once, who helps you see how it all fits together?

Most owners do not lack effort. They lack the time and an outside perspective to step back, see what is actually happening, and decide what deserves attention first.

On Target Achievement is a confidential, owner-to-owner advisory relationship built around your business, your numbers, your people, and the results you want, using my proprietary OFTEN framework. It is not a course, not software, and not a one-size-fits-all coaching program.

I started an IT solutions and network engineering company and grew it to $80 million, co-founded a $7 million cable manufacturer with my brother, and have made payroll for close to 200 people.

OFTEN Business Building Success Method

The OFTEN Framework

O | Optics

01 / 05

Step back and see the whole business clearly: goals, market position, sales, financial condition, people, operations, and risk.

What you get

A clear, fact-based picture of where the business stands and what matters now.

F | Financials

02 / 05

Understand the P&L, balance sheet, cash flow, margins, trends, and the small set of measures that matter most.

What you get

Better decisions grounded in financial reality, not instinct alone.

T | Team

03 / 05

Confirm roles, accountability, and whether you have the right people in the right supporting roles.

What you get

Clearer responsibilities and less dependence on you.

E | Execute

04 / 05

Convert priorities into a focused 90-day plan with actions, owners, deadlines, and measures of success.

What you get

Momentum on the few actions most likely to improve the business.

N | Navigate

05 / 05

Review progress, adapt, and keep moving toward the result you want as conditions change.

What you get

Steady course correction without losing direction.

The goal is not more information. It is a clearer view of the business, sharper priorities, better decisions, focused execution, and accountability that keeps the plan moving.

Know Where the Money Goes

See your numbers clearly every month, without the jargon.

Focus on What Matters

A short list of priorities instead of a long list of worries.

Make the Hard Calls

Think through big decisions with someone who has made them.

Get Things Done

Turn plans into actions with owners and due dates, then follow through.

Step Back Without Things Stalling

Build a team that owns results, so everything stops running through you.

What You Receive

An initial OFTEN Business Review covering your goals, financial performance, sales and growth, team, operations, risks, and workload

A one-page 90-Day Priority Plan identifying the most important issues, decisions, owners, deadlines, and measures of success

Two private 60-minute advisory sessions each month, focused on decisions, obstacles, priorities, and progress, not status reporting

A quarterly strategy and progress review to measure results, refresh priorities, and confirm that the plan still fits your goals and business conditions

Review of the financial and operating measures that matter most

Brief access between meetings when an important, time-sensitive business decision cannot wait

What Clients Say

“Since I met Armando, we complete more projects than ever before, grew sales by a cool 13% last year, and I'm respected as a leader among my colleagues. I got my life back.”

Luis Ponce Sr.

MindBodyMotion.net

A realistic timeline

What to Expect

Real change takes time. Here is what the first year typically looks like.

  1. Month 1: Clarity. We look at the whole business, get numbers you can trust, and choose a few priorities.

  2. Months 2 and 3: First changes. New habits take hold and early signs start to move: better follow-through, faster collections, fewer decisions landing on your desk.

  3. Months 4 to 9: Results. Profit, cash, and your own time begin to show up in the numbers.

That's why we start with a 90-day commitment: long enough to see real movement, short enough to keep us both honest. Every business is different, and I'll tell you plainly how yours is tracking.

Investment

$1,000 per month

initial 90-day commitment, then month-to-month.

This practice is intentionally limited to 10 owners, so every client gets direct, experienced attention rather than a piece of someone's time.

Is This a Fit

This works best for an established, owner-led business between $250,000 and $5,000,000 in annual revenue, where the owner is stretched thin and the biggest open questions involve growth, profitability, cash flow, team accountability, or what comes next.

If you are ready to be candid about your numbers and your challenges, and willing to act on an agreed plan, this is built for you. I work with owners across the South Bay, including San Jose, Santa Clara, Morgan Hill, Gilroy, and Hollister.

This is probably not the right fit if:

  • You're looking for someone to run the business or do the work for you
  • You're not ready to share your real numbers
  • You can't set aside a few hours a week between our sessions
  • You need help with a cash emergency, legal dispute, or tax problem right now (I'll gladly point you to the right specialist)
  • You mainly want confirmation of a decision you've already made
Armando Garcia, Business Advisor at On Target Achievement

Your Advisor

Armando Garcia

Business Advisor · On Target Achievement

Experience Behind the Advice

Built companies. Grew teams. Made the calls.

I started an IT solutions and network engineering company and grew it to $80 million, co-founded a $7 million cable manufacturer with my brother, and have made payroll for close to 200 people. I've built and sold companies, managed growth, made difficult calls, and learned from both the decisions that worked and the ones that were expensive lessons. You get that experience in your corner.

Built to $80M IT solutions & network engineering
Co-founded $7M Cable manufacturing company
Payroll for Nearly 200 Employees

Helpful answers

Common Questions

A few things to know before we talk.

Do you replace my CPA or bookkeeper?

No. I don't do bookkeeping, tax, or accounting. I work alongside your financial team and use the numbers they prepare to help you make decisions. When tax or legal questions come up, I'll send you back to your professionals.

How much of my time does this take?

Two 60-minute sessions a month, plus about two to three hours a week acting on what we decide. Most of the progress happens between our sessions.

What happens if it isn't working at 90 days?

We talk about it honestly. We look at what got done and what didn't, then decide together whether to adjust the plan, narrow the focus, or pause. I'd rather tell you the timing isn't right than keep sending invoices.

Is what we discuss confidential?

Yes. What you share stays between us. I'll involve your team, your CPA, or anyone else only with your permission.

Schedule an Owner-to-Owner Business Conversation

We will talk about where the business stands, what is creating the most pressure, and what you want to be different over the next 12 months. If it is a fit, I will explain how the advisory relationship works.

No presentation, no pressure.

Ready to talk through your business?

Choose a time that works for you and schedule an Owner-to-Owner Business Conversation.

Schedule Your Conversation

Prefer to talk first? Call 408-850-6406.